Financial support

Micro-credit company «Fund for microfinance of entrepreneurship of the Republic of Crimea» (MCC «FMERC») provides microloans to individual entrepreneurs and legal entities that meet the criteria of a micro and smaii businesses they are registered on the territory of the Republic of Crimea.

At the same time, the purpose of using a microloan should be the creation and development of your own business, replenishment of working capital, purchase of equipment and other areas related to the implementation of business activities.

Microloans of up to 5 million rubles are provided to entrepreneurs on a refundable and reimbursable basis for a period of 6 to 36 months (in high-alert mode in the Crimea for up to 24 months).

 

Fund provides microloans for 19 programmes:

 

 

Contact information

Fund Director: Valentina Mihailovna Alenina
Address: 1, 5th floor, Kirov Ave., Simferopol, 295000, Republic of Crimea
E-mail: fond.mikrofinansRK@mail.ru, fond@mikrofinrk.ru
Site: www.mikrofinrk.ru
Telephone: +7 (3652) 772-277,
+7 (978) 999-07-77 — department for microloan support,
+7 (978) 211-6-000 — department for providing microloans,
+7 (978) 211-5-000 — department for providing microloans.
Location:

The guarantee is provided by the Joint Stock Company «Crimea Guarantee Fund» (hereinafter referred to as the Fund) to small and medium-sized business and (or) support infrastructure organizations established (registered) on the territory of the Russian Federation in accordance with current legislation, operating in the territory of the Republic of Crimea (registered in the Republic of Crimea), meeting the following conditions:

• the results of the financial and economic activities of the recipient of support allow you to fulfill the obligations under the contract secured by the Guarantee Fund;
• as of any date during the period equal to 30 calendar days preceding the date of conclusion of the guarantee agreement, there is no overdue debt on taxes, fees and other mandatory payments to the budgets of the budget system of the Russian Federation exceeding 50 thousand rubles. This information can be confirmed by the financial institution;
• on the date of application for the provision of a guarantee, the recipient of support has no arrears to employees (staff) on wages for more than three months;
• the recipient of the support is not subject to insolvency (bankruptcy) procedures, including supervision, financial recovery, external management, bankruptcy proceedings, cancellation or suspension of the license (if the activity is subject to licensing);
• providing security for the main contract (excluding collateral) to the extent not secured by a Guarantee Fund that meets the requirements of financial organizations. The amount of security for the recipient of support under the main contract, taking into account the Guarantee of the Fund, should not be less than 100 %.

 

Support may not be provided for small and medium-sized business and (or) support infrastructure organizations:

• being credit organizations, insurance organizations (except for consumer cooperatives), investment funds, non-governmental pension funds, professional participants in the securities market, pawn shops;
• parties to production sharing agreements;
• carrying out business activities in the field of gambling;
• being non-residents of the Russian Federation in accordance with the procedure established by the legislation of the Russian Federation on currency regulation and currency control, except for cases stipulated by international agreements of the Russian Federation;
• in the process of liquidation, reorganization, as well as in the case of application of insolvency (bankruptcy) procedures, including supervision, financial recovery, external management, bankruptcy proceedings, or cancellation and suspension of the license (if the activity is subject to licensing);
• failed to submit documents or submitted false information and documents;
• those who do not meet the conditions for providing support;
• recognized as having violated the procedure and conditions for providing support, including failing to ensure the intended use of support funds, if less than three years have passed since the date of recognition.

 

Scheme of the Fund operation

Requirements for the received credit and a bank guarantee

 

 

 

Contact information

General director: Sabina Shamilovna Lulina
Address: 13 A, Turetskaya str., Simferopol, 295000, Republic of Crimea
E-mail: garant-fond@mail.ru
Site: garant-fond-rk.ru
Telephone: +7 (978) 915-62-91, +7 (978) 900-27-37.
Location:

Educational and consulting services

The house of entrepreneurs: support and development of small and medium-sized business

 

 

 

 

 

 

 

Contact information

Director: Vladislav Valeryevich Hanzhara
Address: 1st floor, 20 A, Sevastopol str., The house of entrepreneurs, Simferopol, Republic of Crimea, 295011
E-mail: fond@frbk.ru
Site: www.frbk.ru
Telephone: +7 (978) 075-88-32
«Hoteline»: 8 (800) 500-38-59
Location:

JSC «Regional Leasing Company of the Republic of Crimea» (hereinafter - RLK RC) has been established within the framework of the national project "Small and medium-sized entrepreneurship and support for individual entrepreneurial initiative" in order to provide support to Crimean entrepreneurs in the field of financial leasing (leasing).

The founder of the RLC RC is the Republic of Crimea. The Ministry of Economic Development of the Republic of Crimea performs the rights of the founder on behalf of the Republic of Crimea. RLK RC provides preferential leasing programs for the purchase of various equipment, transport, heavy and special equipment, small recreational and fishing vessels, promotes the development of small and medium-sized businesses in the Crimea.

 

Advantages of leasing financing:

• it does not require additional software,
• lease payments are attributed to expenses,
• accelerated depreciation of the leased item with a coefficient of up to 3,
• saving of working capital,
• VAT offset from lease payments.

 

To date, RLK offers 8 leasing products:

• «Equipment leasing»,
• «Leasing of medical equipment»,
• «Leasing of motor transport»,
• «Leasing of heavy and special equipmen»,
• «Bus leasing»,
• «Leasing of small fishing vessels»,
• «Leasing of agricultural machinery and equipment»,
• «Leasing of vehicles for the development of tourist transportation and recreation».

 

 

General terms of leasing:

 

The main parameters of financing

 

 

Contact information

General director: Yana Valeryevna Gamaley
Address: 13 A, Turetskaya str., Simferopol, 295000, Republic of Crimea
E-mail: info@rlkrk.ru
Site: rlkrk.ru
Telephone: +7 (978) 908-16-91, +7 (978) 908-15-85
Location:

The Autonomous Nonprofit Organization "Southern Regional Export Support Center" (hereinafter – the Center) provides comprehensive financial and non-financial support to export-oriented enterprises of the Republic of Crimea.

The main tasks of the Center:

• ensuring access of enterprises to all types of state financial and non-financial support in the field of export activities;
• search for foreign partners;
• consulting on foreign economic trade issues;
• interaction with the republican and federal authorities.

 

The Center's services include:

• export advice;
• export training;
• translation of presentation materials;
• creating a website in a foreign language;
• formation of a commercial offer;
• organization of participation in exhibition and fair events;
• placement on electronic trading platforms;
• marketing research;
• certification and standardization;
• search for a foreign partner.

 

Financial products of the Center provided to entrepreneurs of the Republic of Crimea

 

 

 

Advantages of export activity for business:

• the emergence of additional sales markets;
• increased profit: possible cost savings due to increased production scale, leading to higher profits;
• dynamic business development: the sale of goods and services not only in the domestic market, but also to other countries will help your business to develop faster and adapt to the changing market requirements;
• dynamic business development: the sale of goods and services not only in the domestic market, but also to other countries will help your business to develop faster and adapt to the changing market requirements;
• reducing the company's dependence on the domestic market: the sale of goods for export diversifies risks, such as the impact of domestic economic conditions or seasonal factors;
• innovation development: familiarity with new ideas, technologies and processes can contribute to the development of certain innovative products and services;
• global competitiveness: trading on the global market will introduce you to the best international business practices, creative ideas and alternative ways of doing business.

 

Contact information

Acting Director: Ksenia Yakovlevna Slutskaya
Address: office 46, 3rd floor, 8 h., Sevastopolskaya str., Simferopol, 295024, Republic of Crimea
E-mail: exportrk2018@gmail.com
Site: https://exporteram.com/
Phone: +7 (978) 797-87-97.
Location:

NO "CRIDF" provides loans under regional programs:

• "Modernization" - for a period of 60 months, the base rate of 5% (the first 36 months - quarterly payment of preferential interest in the amount of 3% per annum with deferred repayment of the principal debt, repayment of the loan body from the 37th month + interest quarterly);
• "Replenishment of working capital to overcome the negative consequences caused by the spread of the new coronavirus infection COVID-19" - for a period of 24 months, the base rate is 5% (the first 12 months - quarterly payment of preferential interest in the amount of 3% per annum with deferred repayment of the principal debt, repayment of the loan body from the 13th month + interest quarterly).

 

Joint loans with IDF are provided under the following programs:

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Financing conditions:

• The applicant must be a participant of the regional labor productivity improvement program
• Get a certificate of the ANO "Federal Center of Competencies in the field of labor productivity", on the presence of the company's key elements of the production system and a sufficient level of use of internal resources to increase productivity

or

• Get a protocol for creating a production flow-sample based on the results of working with the FCC or RCC
• The target indicator of labor productivity growth should correspond to the target indicators established for the enterprise by the Agreement on Participation in the National Project for the corresponding year (provides for an increase of at least 10%, 15% and 30% by the base year based on the results of years 1-3, then an increase of at least 5% by the previous year)

 

Contact information

Director: Oleg Igorevich Drobyshev
Address: office 810 ("FABRIKA" Business Center), 41, Kievskaya str., Simferopol, 295017, Republic of Crimea
E-mail: info@frpk.org
Сайт: frpk.org
Тел.: + 7 (978) 910-07-77.
Location:

For the periods 2017-2021, the rates for special tax regimes are set at:

• for tax paid when applying the simplified tax system:
  1. up to 4%, if the object of taxation is income;
  2. 10 percent, if the object of taxation is income reduced by the amount of expenses;
• for the tax paid when applying the patent tax system – up to 4% for all categories of taxpayers;
• for the unified agricultural tax – up to 4%.

Enterprises that are registered as taxpayers and carry out economic activities in the territory of the Republic of Crimea have the right to receive financial support.

Subsidies are provided for financial support to reimburse part of the costs of developing the activities of a legal entity, including the renewal of fixed assets and replenishment of working capital (except for loans received for the purchase of passenger vehicles and leasing agreements for the purchase of passenger vehicles).

Financial support to Enterprises is provided by requesting proposal for reimbursement from the budget of the Republic of Crimea of part of the costs associated with the payment of interest on loans in the amount of 6% per annum, as well as payments under financial rent (lease) agreements in the amount of 10% of the advance or first lease payment.

The participant of the selection on the 1st day of the month preceding the month in which the selection is planned must meet the following requirements:

1. Not to have tax and fees arrears, as well as arrears of other mandatory payments to the budgets of the budgetary system of the Russian Federation in an amount exceeding RUB 5000.

2. Not to have salary arrears.

3. Not to have overdue debts for the return of subsidies, budget investment and other debts to the budget of the Republic of Crimea.

4. Not to be in the process of reorganization (except for reorganization in the form of joining another legal entity to the selection participant), liquidation, bankruptcy procedure has not been introduced against it, the activities of the selection participant have not been suspended.

5. Not to receive funds from the budget of the Republic of Crimea in accordance with other regulatory legal acts, municipal legal acts for the same purposes for which this subsidy is provided.

6. Not to have overdue (unsettled) debt on monetary obligations to the Republic of Crimea, from the budget of which a subsidy is provided.

7. Not to have information in the register of disqualified persons about disqualified managers, members of the collegial executive body, the person performing the functions of the individual executive body, or the chief accountant.

8. Not to have overdue debt for servicing a loan agreement/financial rent agreement (leasing).

9. Not to be a foreign legal entity.

The subsidy is not provided to:

• Legal entities whose main and actual activities are the production and sale of excisable goods, as well as the extraction and sale of minerals, except for common minerals.
• Legal entities that provide financial rent (leasing) services.
• Loan agreements received at a preferential rate.

 

The number of enterprises and the amount of allocated financial support

 

 

 

 

 

 

 

 

Results of providing subsidies