Financial support
Micro-credit company «Fund for microfinance of entrepreneurship of the Republic of Crimea» (MCC «FMERC») provides microloans to individual entrepreneurs and legal entities that meet the criteria of a micro and smaii businesses they are registered on the territory of the Republic of Crimea.
At the same time, the purpose of using a microloan should be the creation and development of your own business, replenishment of working capital, purchase of equipment and other areas related to the implementation of business activities.
Microloans of up to 5 million rubles are provided to entrepreneurs on a refundable and reimbursable basis for a period of 6 to 36 months (in high-alert mode in the Crimea for up to 24 months).
Fund provides microloans for 14 programmes
Rules for granting microloans by micro-credit company "Microfinance Entrepreneurship Fund of the Republic of Crimea"
Rules (as amended dated 22.06.2021) (PDF, 927.00 Kb)
Rules for the provision of micro-loans "SELF-EMPLOYED"
Rules (as amended dated 25.12.2020) (PDF, 305.00 Kb)
Rules for the provision of micro-loans "TURNOVER"
Rules (as amended dated 25.12.2020) (PDF, 1.79 Mb)
Contact information
Fund Director: Valentina Mihailovna Alenina
Address: 1, 5th floor, Kirov Ave., Simferopol, 295000, Republic of Crimea
E-mail: fond.mikrofinansRK@mail.ru, fond@mikrofinrk.ru
Site: www.mikrofinrk.ru
Telephone: +7 (3652) 772-277,
+7 (978) 999-07-77 — department for microloan support,
+7 (978) 211-6-000 — department for providing microloans,
+7 (978) 211-5-000 — department for providing microloans.
Location:
The guarantee is provided by the state unitary enterprise of the Republic of Crimea «Crimea Guarantee Fund» (hereinafter referred to as the Fund) to small and medium-sized business and (or) support infrastructure organizations established (registered) on the territory of the Russian Federation in accordance with current legislation, operating in the territory of the Republic of Crimea (registered in the Republic of Crimea), meeting the following conditions:
- the results of the financial and economic activities of the recipient of support allow you to fulfill the obligations under the contract secured by the Guarantee Fund;
- as of any date during the period equal to 30 calendar days preceding the date of conclusion of the guarantee agreement, there is no overdue debt on taxes, fees and other mandatory payments to the budgets of the budget system of the Russian Federation exceeding 50 thousand rubles. This information can be confirmed by the financial institution;
- on the date of application for the provision of a guarantee, the recipient of support has no arrears to employees (staff) on wages for more than three months;
- the recipient of the support is not subject to insolvency (bankruptcy) procedures, including supervision, financial recovery, external management, bankruptcy proceedings, cancellation or suspension of the license (if the activity is subject to licensing);
- providing security for the main contract (excluding collateral) to the extent not secured by a Guarantee Fund that meets the requirements of financial organizations. The amount of security for the recipient of support under the main contract, taking into account the Guarantee of the Fund, should not be less than 100 %.
Support may not be provided for small and medium-sized business and (or) support infrastructure organizations:
- being credit organizations, insurance organizations (except for consumer cooperatives), investment funds, non-governmental pension funds, professional participants in the securities market, pawn shops;
- parties to production sharing agreements;
- carrying out business activities in the field of gambling;
- being non-residents of the Russian Federation in accordance with the procedure established by the legislation of the Russian Federation on currency regulation and currency control, except for cases stipulated by international agreements of the Russian Federation;
- in the process of liquidation, reorganization, as well as in the case of application of insolvency (bankruptcy) procedures, including supervision, financial recovery, external management, bankruptcy proceedings, or cancellation and suspension of the license (if the activity is subject to licensing);
- failed to submit documents or submitted false information and documents;
- those who do not meet the conditions for providing support;
- recognized as having violated the procedure and conditions for providing support, including failing to ensure the intended use of support funds, if less than three years have passed since the date of recognition.
Scheme of the Fund operation
Requirements for the received credit and a bank guarantee
Procedure for granting sureties and performance bonds for surety agreements by State Unitary Enterprise of the Republic of Crimea «Crimean Guarantee Fund»
Procedure (May 2021) (PDF, 225.82 Kb)
Catalog of guarantee products of State Unitary Enterprise RC «Crimea Guarantee Fund»
Catalog (June 2021) (PDF, 305.68 Kb)
Contact information
Fund Director: Sabina Shamilovna Lulina
Address: 13 A, Turetskaya str., Simferopol, 295000, Republic of Crimea
E-mail: garant-fond@mail.ru
Site: garant-fond-rk.ru
Telephone: +7 (978) 915-62-91, +7 (978) 900-27-37.
Location:
Educational and consulting services
The house of entrepreneurs: support and development of small and medium-sized business
Contact information
Director: Vladislav Valeryevich Hanzhara
Address: 1st floor, 20 A, Sevastopol str., The house of entrepreneurs, Simferopol, Republic of Crimea, 295011
E-mail: fond@frbk.ru
Site: www.frbk.ru
Telephone: +7 (978) 075-88-32
«Hoteline»: 8 (800) 500-38-59
Location:
«Regional leasing company of the Republic of Crimea» JSC was created as part of the national project «Small and medium-sized business and support for individual business initiatives» in order to support Crimean entrepreneurs in the field of financial leasing.
The founder of the RLC is the Republic of Crimea, and the Ministry of economic development of the Republic of Crimea exercises the rights of the founder on behalf of the Republic of Crimea.
Leasing items can be new (unused and/or not commissioned) equipment and new (unused) vehicles, special equipment.
At present, RLC offers 8 leasing products:
- «Leasing of equipment»,
- «Leasing of medical equipment»,
- «Leasing of motor transport»,
- «Leasing of heavy and special equipment»,
- «Leasing of buses»,
- «Leasing of small-fishing vessels»,
- «Leasing of agricultural machinery and equipment»,
- «Leasing of vehicles for the development of tourist transport and recreation».
The amount of financing under the lease agreement – from 1 million rubles to 120 million rubles.
Advance payment – from 10%, lease term – up to 60 months.
The leasing recipient is a small and medium-sized business entity (209-FL) and it carries out one or more types of economic activity in priority sectors: agriculture, manufacturing, construction, transport, recreation and tourism, healthcare.
Since May 2020 «Regional leasing company of the Republic of Crimea» JSC starts accepting applications for leasing at preferential rates of 6% and 8% per annum (an increase in price per year from 3 to 4%).
Contact information
General director: Yana Valeryevna Gamaley
Address:13 A, Turetskaya str., Simferopol, 295000, Republic of Crimea
E-mail: aorlkrk@mail.ru
Site: rlkrk.ru
Telephone: +7 (978) 908-16-91, +7 (978) 908-15-85
Location:
The Autonomous Nonprofit Organization "Southern Regional Export Support Center" (hereinafter – the Center) provides comprehensive financial and non-financial support to export-oriented enterprises of the Republic of Crimea.
The main purpose of the Center's activities is to provide services aimed at creating an effective system of support for exporters in the territory of the Republic of Crimea of the Russian Federation.
Presentation (PDF, 1.82 Mb)
The main tasks of the Center:
- ensuring access of enterprises to all types of state financial and non-financial support in the field of export activities;
- search for foreign partners;
- consulting on foreign economic trade issues;
- interaction with the republican and federal authorities.
The Center's services include:
- export advice;
- export training;
- translation of presentation materials;
- creating a website in a foreign language;
- formation of a commercial offer;
- organization of participation in exhibition and fair events;
- placement on electronic trading platforms;
- marketing research;
- certification and standardization;
- search for a foreign partner.
Financial products of the Center provided to entrepreneurs of the Republic of Crimea
VAT REFUND GUARANTEE
The guarantee is provided on behalf of the Exporter (Principal) in favor of the Federal Tax Service. It ensures the return by the Principal of the amount of VAT claimed for reimbursement and received from the budget in advance, if the decision to resent the amount of VAT in the application procedure based on the results of a desk tax audit is canceled by the Federal Tax Service totally or in part.
FACTORING
Servicing accounts receivable arising from export shipments of goods and closing the risk of non-payment from foreign buyers.
EXPORT CONTRACT INSURANCE
This is a financial protection measure for companies that ship products on the international sales market with deferred payment. The insurance product itself guarantees compensation to the seller for part of the cost of its goods, which the recipient cannot pay on time.
Advantages of export activity for business:
- the emergence of additional sales markets;
- increased profit: possible cost savings due to increased production scale, leading to higher profits;
- dynamic business development: the sale of goods and services not only in the domestic market, but also to other countries will help your business to develop faster and adapt to the changing market requirements;
- dynamic business development: the sale of goods and services not only in the domestic market, but also to other countries will help your business to develop faster and adapt to the changing market requirements;
- reducing the company's dependence on the domestic market: the sale of goods for export diversifies risks, such as the impact of domestic economic conditions or seasonal factors;
- innovation development: familiarity with new ideas, technologies and processes can contribute to the development of certain innovative products and services;
- global competitiveness: trading on the global market will introduce you to the best international business practices, creative ideas and alternative ways of doing business.
Contact information
Acting Director: Ksenia Yakovlevna Slutskaya
Address: 295024, Russian Federation, the Republic of Crimea, Simferopol, 8 h., Sevastopolskaya str., office 46, 3rd floor
E-mail: exportrk2018@gmail.com
Site: https://exporteram.com/
Phone: +7 (978) 797-87-97.
Location:
The Nonprofit Organization "Crimean Regional Industrial Development Fund" (hereinafter referred to as the Fund, NO "CRIDF"). It offers preferential conditions for co-financing projects aimed at developing new high-technology products, import substitution, export, introduction of the best available technologies to legal entities, as well as organizations implementing projects for the creation and development of industrial and technological infrastructure on the territory of the Republic of Crimea that meet the requirements established by the standards of the Fund.
Presentation (PDF, 14.13 Mb)
NO "CRIDF" provides loans under regional programs:
- "Modernization" - for a period of 60 months, the base rate of 5% (the first 36 months - quarterly payment of preferential interest in the amount of 3% per annum with deferred repayment of the principal debt, repayment of the loan body from the 37th month + interest quarterly);
- "Replenishment of working capital to overcome the negative consequences caused by the spread of the new coronavirus infection COVID-19" - for a period of 24 months, the base rate is 5% (the first 12 months - quarterly payment of preferential interest in the amount of 3% per annum with deferred repayment of the principal debt, repayment of the loan body from the 13th month + interest quarterly).
Joint loans with IDF are provided under the following programs:
"Development projects"
Loan amount: RUB 10-100 million; total project budget: from RUB 40 million.
Loan term: ≤ 5 years.
The interest rate is 3%, the base rate is 1%, in the first 3 years with a bank guarantee, as well as guarantees of VEB RF, SME Corporation or RGO 1% when buying Russian equipment for at least 50% of the loan amount.
Target sales volume of new products: at least 50% of the loan amount per year, starting from the 2nd year of serial production.
Applications for registration of the Results of Intellectual Activity (RIA) during the implementation of the project ≥1.
Co-financing by the applicant, private investors or banks: ≥ 50% of the project budget, including at the expense of own funds or the funds of the shareholder ≥15% of the loan amount.
"Complementary parts"
Loan amount: RUB 20-100 million; total project budget: from RUB 25 million.
Loan term: ≤ 5 years.
The interest rate is 1% for the first three years of using the loan, 3% for the remaining term.
Target sales volume of new products: at least 30% of the loan amount per year, starting from the 2nd year of serial production.
Applications for registration of the Results of Intellectual Activity (RIA) during the implementation of the project ≥ 1.
Co-financing by the applicant, private investors or banks ≥ 20% of the project budget, including at the expense of own funds or the funds of the shareholder ≥ 0% of the loan amount.
"Improving labor productivity"
The loan amount is RUB 10-100 million, the total project budget is from RUB 25 million.
The loan term is less than 5 years, the interest rate is 1% per annum.
Financing conditions:
- The applicant must be a participant of the regional labor productivity improvement program
- Get a certificate of the ANO "Federal Center of Competencies in the field of labor productivity", on the presence of the company's key elements of the production system and a sufficient level of use of internal resources to increase productivity
or
- Get a protocol for creating a production flow-sample based on the results of working with the FCC or RCC
- The target indicator of labor productivity growth should correspond to the target indicators established for the enterprise by the Agreement on Participation in the National Project for the corresponding year (provides for an increase of at least 10%, 15% and 30% by the base year based on the results of years 1-3, then an increase of at least 5% by the previous year)
Contact information
Director: Oleg Igorevich Drobyshev
Address: 295017, the Republic of Crimea, Simferopol, 41, Kievskaya str., office 810 ("FABRIKA" Business Center)
E-mail: info@frpk.org
Site: https://frpk.org/
Phone: + 7 (978) 910-07-77.
Location:
The state Council of the Republic of Crimea, in compliance with Federal law №. 379-FL of 29.11.2014, in order to support small and medium-sized business, adopted regional laws that set reduced rates for special tax regimes.
For the periods 2017-2021, the rates for special tax regimes are set at:
- for tax paid when applying the simplified tax system:
- up to 4%, if the object of taxation is income;
- 10 percent, if the object of taxation is income reduced by the amount of expenses;
- for the tax paid when applying the patent tax system – up to 4% for all categories of taxpayers;
- for the unified agricultural tax – up to 4%.
About establishment of the tax rate paid when applying the simplified tax system in the territory of the Republic of Crimea
Law of the Republic of Crimea December 29, 2014 №59-LRC/2014 (PDF, 383.0 Kb)
About establishment of the rate of the unified agricultural tax in the territory of the Republic of Crimea
Law of the Republic of Crimea December 29, 2014 №60-LRC/2014 (PDF, 376.0 Kb)
About establishment of the tax rate paid when applying the patent system of taxation in the territory of the Republic of Crimea
Law of the Republic of Crimea December 29, 2014 №62-LRC/2014 (PDF, 381.0 Kb)© Investment Portal of the Republic of Crimea